About Instant Loan

An instant loan is a short-term loan that's processed quickly and doesn't require collateral or extensive paperwork. Benefits include zero collateral, paperless and hassle-free processing, instant disbursal, flexible amounts and tenures, and quicker processing.

An instant loan can get you cash quickly— sometimes within the same day — even if you don’t have strong credit. Getting fast cash for unforeseen costs such as a car repair or medical bill can feel like a solution. As the name specifies "Insatnt Loan" simply means that you will get the loan instantly it is usually short-term loans that one can apply for especially when one is looking for an easy and convenient financing option. An instant loan is typically for a small amount of money and comes with high interest rates and fees.

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Features & Benefits

A vast array of institutions offer you the best Instant loan rates at the most competitive rates and affordable EMIs.

Zero Collateral

All instant loans are unsecured, meaning you do not need to put up or submit any security for the amount to be approved.

Paperless & Hassle-Free

If you apply online, the entire submission and approval process is digital and does not require you to hold on to a mountain of documents.

Instant Disbursal

As the name suggests, these loans are disbursed into your account immediately without any particular restrictions on how you use them.

Flexible Amounts & Tenures

In almost all cases, these loans have variable minimum and maximum amounts alongside convenient repayment tenures. Choose one as you see fit.

Eligibility Criteria

To qualify for a Instant Loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a Instant Loan.


Between 21 and 55 years


You have to be a salaried employee with a registered company.


You must be a resident of India

Documents Required

Below is some of the basic documents which are required at the time of Instant Loan

Identity proof

The documents you need to submit as Identity proofs are a PAN card, Aadhaar card, driver’s licence, or passport.

Address proof

You can show your passport/rental agreement/utility bills like landline, water or electricity, etc. as valid proof of address.

Income proof

To get a loan immediately, you need to submit your income proof, which includes your 3 to 6 months salary slips along with your bank statement.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, then have a look at some of the basic FAQs.

The amount of money you can borrow depends on your needs and your lender’s terms. Assess your financial needs to determine the loan you require. The money you borrow should be an amount you can comfortably repay with your monthly income. Your loan limit set by the lender will be based on your monthly income and credit score amongst other factors.

Different lenders have different procedures. Often this depends on how long it takes for them to take in your information, validate your application, and assess your creditworthiness. This can take anywhere from a day to a few weeks. These periods are useful to know as it predicts how soon you can get the loan. As a mobile loan app that disburses quick loans,

Most lenders base the interest rate for your loan on your credit score and other factors. The higher the credit score, the lower your interest rate. As a loan app aiming to make quick loans hassle-free.

The loan tenure and monthly payments will impact your future finances. It is important to know what the repayment terms of your quick loan are such as the rate of interest, the due dates, and prepayment penalties.